Getting Started with Tempo

Everything your organization needs to understand Tempo Network, how staking and validation work, and the services Blockdaemon provides to help you participate with confidence.

What Is Tempo?

Tempo is a Layer-1 blockchain purpose-built for payments and stablecoin settlement at institutional scale. Co-founded by Stripe and Paradigm, Tempo was designed from the ground up to solve the specific requirements of regulated payment flows — deterministic finality, stablecoin-native gas, compliance controls, and transaction reconciliation — rather than adapting a general-purpose chain.

Where most blockchains optimize for decentralization or programmability, Tempo optimizes for the properties that matter most to financial institutions: speed, cost predictability, compliance, and settlement certainty. Its public testnet launched in December 2025, with mainnet expected in 2026.

100k+

Transactions per second

<0.5s

Block finality (deterministic)

<$0.001

Target cost per TIP-20 transfer


Simplex BFT Consensus

Byzantine fault-tolerant protocol over a bounded, invited validator set. Blocks are committed deterministically — once finalized, a transaction cannot be reversed. No probabilistic finality risk.

Stablecoin-Native Gas

Transaction fees are paid directly in USD-denominated stablecoins. No volatile gas tokens required. Applications operate entirely in the same currency as their underlying payment flows.

TIP-20 Token Standard

Tempo's native token standard extends ERC-20 with payment memos for reconciliation, compliance policy registries for permissioned tokens, and yield distribution for interest-bearing stablecoins.

Compliance Controls

Policy registries enable issuers to enforce transfer rules at the token level — supporting permissioned stablecoins, deposit tokens, and KYC-gated flows required for regulated institutions.


How Staking & Validation Work

Tempo uses Simplex BFT, a classical Byzantine fault-tolerant consensus protocol. Validators form a bounded, invited set that collectively proposes and finalizes blocks. Because consensus is deterministic over this validator set, finality is immediate — there is no fork risk and no reorg possibility after a block is committed.

1

Invitation & Onboarding

Participation as a validator on Tempo is by invitation. Your organization must be accepted by Tempo before onboarding begins. Blockdaemon coordinates the technical onboarding process once your organization has received network access.

2

Validator Node Deployment

Blockdaemon provisions and operates your validator node infrastructure. This includes dedicated compute, network connectivity, key management setup, and integration with Tempo's network. Your organization does not need to run any infrastructure directly.

3

Block Participation & Consensus

Your validator participates in Tempo's Simplex BFT consensus — proposing and attesting to blocks in rotation with the other validators in the set. Validators must maintain high availability and low latency to contribute effectively to the network.

4

Fee-Based Rewards via the Fee AMM

Validators earn transaction fees from network activity. Tempo's Fee AMM (Automated Market Maker) converts fees from the stablecoin the user pays into the stablecoin or asset your validator prefers — automatically and at the protocol level. You are not required to hold a specific gas token to earn rewards.

5

Ongoing Operations & Monitoring

Blockdaemon provides 24/7 monitoring, alerting, and incident response for your validator. Upgrades, maintenance, and network changes are handled by our team with advance notice. You receive regular reporting on validator performance and earnings.

🚧

Note on reward rates

Tempo's mainnet has not yet launched. Specific validator reward structures, fee schedules, and yield rates will be confirmed by the Tempo team prior to mainnet. Blockdaemon will provide updated economics as these details are finalized.


Top Use Cases

Tempo is designed for payment and settlement workflows where cost, speed, and finality certainty are non-negotiable.

Cross-Border Payments & Remittances

Mint or receive stablecoins on one side, settle through Tempo with deterministic finality and embedded payment memos, and redeem on the other. Sub-second settlement replaces multi-day correspondent banking flows, with TIP-20 memos enabling automatic backend reconciliation.

Global Payroll

Batched TIP-20 transfers fan out payroll across jurisdictions in a single transaction set. Fixed, sub-cent fees make this economically viable at any scale without per-payment overhead.

Bank-to-Bank Settlement with Deposit Tokens

Policy registries enable permissioned deposit tokens that enforce compliance rules at the protocol level. Banks can issue tokenized deposits and settle interbank obligations on Tempo with regulator-required transfer controls built directly into the token standard.

Merchant Payments

Backed by Stripe's global payment infrastructure and merchant network, Tempo is positioned as a settlement layer for e-commerce and point-of-sale stablecoin acceptance at scale. Deterministic finality eliminates chargeback uncertainty at the blockchain layer.

Interest-Bearing Stablecoin Issuance

TIP-20's native yield distribution mechanism allows issuers to programmatically share yield with holders and intermediaries in real time. Enables money market-linked stablecoins, tokenized T-bills, and other yield-bearing instruments without custom smart contract complexity.


Blockdaemon Services for Tempo

Blockdaemon provides the full infrastructure layer for your Tempo participation — from validator operation through to data access and wallet integration. Your team focuses on strategy and product; we handle everything underneath.

Validator Operation CORE SERVICE

Blockdaemon deploys, configures, and fully manages your Tempo validator node from initial provisioning through ongoing operations. Managing over 250,000 nodes across 50+ protocols, we handle everything from the hardware layer up once your organization has been admitted to the network.

  • 24/7 monitoring, automated alerting, and on-call incident response with defined SLAs
  • 100% slashing insurance coverage — validator errors are fully covered by Blockdaemon
  • SOC 2 Type II and ISO 27001 certified operations
  • White-label validator option — present under your institution's brand on the Tempo network
Dedicated Node Clusters AVAILABLE

Private node clusters deployed and managed exclusively for your organization — on bare metal for maximum throughput, or cloud for flexibility. All deployments are physically or logically separated from shared tenant environments, supporting regulatory, performance, and isolation requirements.

  • Bare metal and cloud deployment options across all major providers and regions
  • Infrastructure spanning six continents — deploy in the regions your compliance team requires
  • 70+ Terabit DDoS protection across all node infrastructure
  • Fully managed: patching, upgrades, capacity management, and hardware replacement
Data Services & Event Streaming AVAILABLE

Reliable, low-latency access to Tempo network data — without managing your own query infrastructure. Built on Blockdaemon's Ubiquity API, processing over 100 billion requests, and covering real-time streaming through to deep historical access across blocks, transactions, and TIP-20 events.

  • Real-time TIP-20 transfer event streaming — ideal for automated payment reconciliation
  • Historical data access for audit, compliance reporting, and analytics
  • Webhook and API delivery — integrate directly into your existing systems
  • Custom data pipelines available for bespoke ingestion requirements
Wallet & Key Management AVAILABLE

MPC-based key custody and transaction signing for your Tempo stablecoin assets, available through Blockdaemon's Wallet and Institutional Vault (IV) products. Private keys are never held in a single location, eliminating single points of compromise. Includes a configurable policy engine for approval and authorization workflows.

  • Configurable approval policies: thresholds, multi-party sign-off, and time locks
  • Supports both validator signing keys and stablecoin asset wallets on Tempo
  • Integration with existing custody providers and treasury management systems
  • Full audit trail of all signing events for compliance and internal controls
Monitoring & Reporting INCLUDED

Included with every engagement — real-time dashboards, scheduled reports, and API access to validator performance and earnings data. Blockdaemon's operations team monitors your infrastructure around the clock and handles alerting and remediation before issues become incidents.

  • Real-time validator health dashboards: uptime, block participation, and latency
  • Earnings and fee reward reporting with exportable data for finance and treasury
  • Custom alerting thresholds with escalation paths to Blockdaemon's on-call operations team
  • Quarterly business reviews with your dedicated customer success manager

Why Blockdaemon

Blockdaemon is the infrastructure partner of choice for banks, asset managers, custodians, and exchanges participating in institutional blockchain networks. We bring operational scale, security certification, and established network relationships that independent teams cannot replicate in-house.

250k+Nodes Operated

More nodes under management than any other institutional infrastructure provider, across 50+ protocols worldwide.

100%Slashing Insurance

Full coverage for any validator-side slashing event. If an error occurs on our infrastructure, your assets are protected.

SOC 2Type II + ISO 27001

Independently audited security controls. Blockdaemon meets the compliance requirements of regulated financial institutions.

6Continents of Infrastructure

Global deployment footprint with Tier 3 data centers and 70+ Tb DDoS protection. Deploy in the regions your compliance team requires.

99.9%Uptime SLA

Enterprise-grade availability commitments with defined recovery time objectives and 24/7 on-call operations.

EarlyTempo Network Partner

An established operator on the Tempo network, with proven infrastructure and processes ready to deploy once your organization receives network access.

CAPABILITY BLOCKDAEMON SELF-OPERATED
24/7 monitoring & incident response ✓ Included Requires dedicated internal team
100% slashing insurance ✓ Included Not available
SOC 2 Type II + ISO 27001 ✓ Certified Self-assessed only
Global infrastructure (6 continents) ✓ Included Limited by internal budget
Network upgrade management ✓ Handled by BD Manual; internal responsibility
MPC key management (Wallet / IV) ✓ Available Requires separate custody solution
Dedicated customer success manager ✓ Included Not applicable

Getting Started

Because Tempo is a permissioned network, your organization must receive an invitation from the Tempo team before onboarding can begin. Once network access is confirmed, Blockdaemon handles all technical provisioning and deployment. End-to-end onboarding typically takes 3–6 weeks from contract to go-live.

~1 WEEKSTEP 1Commercial Discussion

Your Blockdaemon account team confirms the services and commercial structure that best fit your organization's goals on Tempo. We scope the engagement based on your use case, preferred infrastructure, and timeline.

1-2 WEEKSSTEP 2Tempo Network Introduction

Your organization engages directly with the Tempo team to secure network admission. Blockdaemon can provide technical context to support this process, but the relationship with Tempo is owned by your team.

1-2 WEEKSSTEP 3Technical Onboarding

Our engineering team provisions your validator infrastructure, configures key management, and completes connectivity and credential setup. We run validation testing before any mainnet exposure.

GO-LIVE DAYSTEP 4Go-Live & Handover

Your validator joins the Tempo network. Blockdaemon provides operational handover documentation, introduces you to your dedicated support contact, and confirms monitoring and reporting access.

Interactive Demo

Walk through a live Tempo validator deployment end-to-end with your Blockdaemon account team.

Start on Testnet Now

Tempo's mainnet is expected in 2026, but the public testnet is live today. Blockdaemon can facilitate testnet access for your engineering and integration teams now — allowing you to evaluate the network, test TIP-20 workflows, and begin integration work ahead of mainnet launch. Early testnet engagement is the fastest path to a smooth mainnet go-live.


Who Is Responsible For What

A clear division of responsibilities from day one. Blockdaemon owns the infrastructure and operations layer in full — your team retains control over strategy, compliance, and internal governance.

RESPONSIBILITYBLOCKDAEMONINSTITUTION
Validator node provisioning & configuration-
24/7 infrastructure monitoring & incident response-
Network upgrades & maintenance-
Relationship with Tempo network team-
Slashing insurance coverage-
Validator key management-
Stablecoin asset custodyOptional: BD WalletOptional: own custody
Tempo network invitation & admission- Owned by Institution
Internal compliance & regulatory reporting-
Staking & participation strategy-
Reporting to internal stakeholders & board-

FAQ

Answers to the questions we hear most often from institutions evaluating Tempo participation.

What does our organization need to provide to get started?

Very little. Blockdaemon handles all infrastructure, key management, and technical setup. Your team needs to secure an invitation from the Tempo network, execute a commercial agreement with Blockdaemon, and provide a designated technical and operational contact. We take care of everything else.

When is Tempo mainnet expected to launch?

Tempo's public testnet launched in December 2025, with mainnet expected in 2026. Exact dates are set by the Tempo team. Blockdaemon will communicate updated timelines as they are confirmed. Testnet access is available now.

What happens if our validator experiences downtime or a slashing event?

Blockdaemon's 24/7 operations team monitors your validator continuously and responds to incidents before they escalate. In the event of a slashing event attributable to our infrastructure, Blockdaemon's 100% slashing insurance covers your assets in full. Our SLA defines recovery time objectives for all incident categories.

Are there minimum stake or capital requirements to participate?

Minimum participation requirements are set by the Tempo network and have not been publicly confirmed ahead of mainnet. Blockdaemon will provide updated information as the Tempo team finalizes these details. There are no Blockdaemon-imposed minimums beyond commercial agreement thresholds.

How are validator rewards calculated?

Tempo validators earn transaction fees generated by network activity. The Fee AMM automatically converts fees into the stablecoin or asset your validator prefers. Specific reward rates and fee schedules will be confirmed by the Tempo team prior to mainnet launch. Blockdaemon will provide a full economics summary once these details are available.

Can we access testnet before mainnet launches?

Yes. Blockdaemon can provision testnet infrastructure for your engineering and integration teams today. Testnet access allows you to evaluate the network, test TIP-20 workflows, and complete integration work ahead of mainnet — reducing go-live risk significantly.


Glossary

Key terms used in this document and in conversations about Tempo network participation.

Simplex BFT

Byzantine fault-tolerant consensus protocol used by Tempo. Validators finalize blocks deterministically — once committed, a transaction is irreversible with no fork risk.

TIP-20

Tempo's native token standard. Extends ERC-20 with payment memos for reconciliation, compliance policy registries, stablecoin-native gas, and yield distribution.

Fee AMM

Automated Market Maker built into Tempo's protocol. Converts the stablecoin a user pays fees in into the stablecoin or asset a validator prefers — automatically at the protocol level.

MPC (Multi-Party Computation)

Key management architecture used by Blockdaemon's Wallet and Institutional Vault (IV) products. Private keys are split across multiple parties and never reconstructed in a single location — eliminating single points of cryptographic compromise for stablecoin asset custody.

Validator

A network participant that proposes and attests to new blocks in Tempo's consensus process. Validators earn transaction fees in return for maintaining network availability and integrity.

Deterministic Finality

A property of Tempo's consensus where a committed transaction is final immediately — unlike probabilistic finality chains where transactions can theoretically be reversed given sufficient time or hash power.

Deposit Token

A tokenized representation of a bank deposit issued on-chain. TIP-20 policy registries allow banks to enforce transfer rules directly at the token level for regulatory compliance.

Slashing

A penalty mechanism where a validator loses staked assets for provably malicious or negligent behaviour. Blockdaemon's 100% slashing insurance covers your assets against any infrastructure-side event.